Storm & Hail Damage in Cumming, GA
Forsyth County is a four-inch county — it took the same 1998 storm that hit Acworth and southern Cherokee — sitting on top of the youngest housing stock of the eight counties around here.
The youngest stock in the region, meeting the same storms as everyone else
On 7 May 1998 the system that dropped softball-size hail across southern Cherokee also put 4.00 inches on Cumming. Forsyth's longer record is 2.33 hail days a year, 1.27 of them at an inch or more, fourteen days at 1.75 inches or more, and that same 4.00-inch maximum. Set against that, Forsyth has the youngest housing stock of the eight counties in this region — only 6.8% built before 1980 and a county median year built of 2004. The combination is specific and it matters: the exposure here is a young roof meeting a large stone, not an old roof reaching the end of its service. Those two situations look identical from the curb and are completely different on the roof, because a fifteen-year-old shingle with a fresh bruise still has a sealed, flexible mat around the impact and a thirty-year-old one does not — which is exactly the distinction an adjuster is trying to make when they decide whether what they are looking at is storm damage or wear. Timing helps: across these counties severe hail runs roughly 10% in March, 25% in April, 20% in May and 17% in June, so if you are going to have the roof looked at once a year, late spring is when the evidence is freshest.
What we do, and what we cannot do, is the same in every town
We inspect the roof at no charge and tell you plainly what we see. We document it with dated photographs and a written scope. We meet your adjuster at your home and walk the roof at the same time they do. We give you and your carrier the identical documents. What we do not do is act as your public adjuster or your representative with your insurance company — that is licensed work in Georgia. And we cannot reduce your deductible in any form, in any amount, for any reason: Georgia law makes that a crime for both of us. Whether to file is your decision, made with your agent, and nobody standing on your roof can tell you what your carrier will approve.
What this covers
Each of these is a service in its own right, offered in Cumming and everywhere else we work.
Storm & Hail Damage
What hail does to a shingle, what wind does differently, and what an adjuster is looking at.
Roof Inspection
Forty-five minutes, dated photographs, a written answer — and no obligation of any kind.
Roof Repair
Most leaks are not a new roof. We will tell you when yours is, and when it is not.
Common questions
How long after a storm should I have the roof looked at?
Soon, and we are deliberately not going to put a number of days on that, because your policy's notice provisions are terms of your contract and telling you what they are would be advising you on it. What we can say is that policies carry prompt-notice provisions, that they are usually shorter than people expect, and that an inspection is free and takes forty-five minutes. Read your policy or ask your agent.Can you tell if there is damage from the ground?
No, and neither can anyone else. Hail bruises the mat under the granule layer and you often have to feel it with a thumb to be sure. A report written from the driveway is a guess. That is the single most useful thing anybody can tell you about hail.What is a test square?
A ten-foot by ten-foot area chalked out on a slope, with every impact inside it circled and counted. Adjusters use it to turn a subjective look into a number, and we do the same thing so that when your adjuster marks one we are looking at the same roof in the same way.
Free inspection
Request an inspection window
Three steps — four if there has been a storm. About ninety seconds.
Get on the roof and know for sure.
Forty-five minutes, dated photographs, a written answer, and no obligation of any kind.